Doing initial research for In-Home vs Memory Care in a facility... god this is rough. [View all]

Mom finally had the final "event" that pushed us to admit what we have been trying to hope would be ok.

Both parents are losing cognitive stuff, mom actually went wandering Friday, they picked her up and she ended up in the ER. She also faceplanted while walking so her face is half roadrash and black & blue...

Sister has been staying with them all weekend, it's finally apparent we should have done something sooner, but we also havent been visiting them as much due to COVID.

Now it is time to deal with taking "guardianship" and figuring out how to care for them. Whether in home vs a memory care facility is best. I hate to say I am leaning toward a facility.


what really chaps my hide is that their Medicare only covers home health nurse for immediate post hospital care...the rest is a big fat ZERO.

But even so, the Home care places we have nearby only take cash. So we're screwn either way.

After doing the math, home health care for 5 hours a day will cost about 70K/year
One of the Memory Care facilities is about $75K year

Not much difference.

ohhhhh fuck...this is so far over my head and my sister and I are at least talking but we're not very friendly and she wants to sell MY house to pay for this (everything is in a family trust, but there's still no designation on power of atty or any of that...so she's trying to get us an appt with the lawyer...)

I have this knot in my stomach...