Social Security & Medicare

But what they don't realize you're paying up front premium's monthly and not using it all that much and with Advantage it's pay as you go. Most look at Advantage plans as an HMO and don't look at PPO's which many really have in network coverage across most of the U.S.

I have been on Advantage 8 years now and have saved over $27,000 in premium's if I had purchased a supplement and Part D. My max out of pocket is $4800 on medical and 4 years ago after a 2 week over $100,000 hospital stay and all the ct's I had that year what I paid out of pocket was $2200.

I had surgery 3 weeks ago and the hospital stay was $88,000 one day stay I owe the hospital $295 for that stay. A few surgeon visits will cost me $45 co pay. After the 3rd visit I will be released. My drugs total $15.00 per month.