Social Security & Medicare
In reply to the discussion: The dreaded 65 is fast approaching and I have [View all]JustABozoOnThisBus
(23,911 posts)... medical, dental, vision, hearing, an allowance for household stuff: bandaids, etc.
But, they usually have a network. Make sure the company you pick has services in your area. There are brokers who can help you sort through this stuff, and they're paid by the insurers. I got help with my choices, so I know I have coverage where I live and where I usually go for vacations (remember those?).
The "normal" Medicare plans are medical and drugs, no dental, vision, hearing. If you pick that route, you STILL need to get Medicare D coverage even if you use no drugs. If you don't, then when you eventually need it, you will need to pay a penalty, monthly, forever. the Medicare web site has a "D" planner to select the lowest cost insurance.
How fast is 65 approaching? Do you have time to plan?