Social Security & Medicare

I am on Medicare & have an excellent supplemental plan that covers the extra 20% and has a few perks.

However, I fell ill in 2009 and ended up in the hospital for 3 weeks, ICU, blood transfusions, etc.

For some reason they did not have on my record that I have the supplemental plan.

After my two stays in the hospital (one for 3 weeks; next was abt. 1 week) I received a bill.

It was for about $1100.00 for each hospital event that I would have had to pay if I did not have the supplemental plan that cost $1200/mo. for 2 persons!

It sure made me think!

My former employer is paying for this supplemental plan but if I did not have it, I would have needed $2,200 to pay off a bill of over $500,000.00 for those two surgeries which is really NOT BAD at all!



I now really do not fear too much if I lose some coverage via the supplemental plan down the road. The $2200.00 is all Medicare allowed them to charge me being the hospital thought I had no plan B coverage.

Hmph!

The essence of this story is the prices. No Plan B and $2,200 to cover a huge bill. Cost of supplemental for is over $14,000.00; $2,200 during all of the hospital stays, doctors, etc. Is something wrong here or what?!! Giant !!

When all was said and done, the supplemental coverage paid the $2,200.00 I was being billed for but gee, not a bad deal for almost an entire month in the hospital w/4 transfusions to boot!