Our daughter is bi-polar and lives with us along with her two sons. I worry everyday about what will happen to her once we are gone. She has been on 100% disability for 20 years. My daughter left a violent marriage and receives no child support. My husband and I are both retired. We are okay financially but do worry about how to financially help her and the kids as we don't know what medical needs we will have in the future. Medicare does not pay for long-term mental health care, so we have spent over $100,000 in the past couple years to help her. Staying on her meds is a constant worry. I know that she is worried that she will lose her benefits, too. Now I see on the breaking news that the Republicans are going to shut down the Government. Heaven knows what the next four years will be like. We just hope we can live long enough to make it through the Trump years unless he does away with elections. My goodness, I am sounding so pessimistic at the moment. Wish I could have positive information for you.