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3Hotdogs

(14,062 posts)

13. Essentials - $2,800 keeps the lights on, buys groceries, puts gas in the cars,

Reply to Bmoboy (Reply #12)

Sun Mar 23, 2025, 10:21 AM

Mar 23

pays for Netflix and Verizon, garbage bill, tenant' insurance and auto insurance.

Non essentials, birthday and Xmas presents for grandkids, eat out, maybe 3x per month, Grandkids out for lunch/supper/ice cream,

clothes (when something wears out. We don't buy stuff to keep in fashion. I don't need to look like James Bond at the casino. I'm 82 and there ain't too many babes interested in me.)

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We're selling our house and anticipate $300k after the dust settles. -- Age 78 and 82. [View all] 3Hotdogs Mar 22 OP

Probably best to avoid the stock market for now DeeDeeNY Mar 22 #1

After we sell, we have SS and defined benefit pensions. 3Hotdogs Mar 22 #3

I recently took some money out of the stock market expecting chaos and put it in a 3 year annuity. MLAA Mar 22 #2

thoughts from anyone on T-Bills??? ret5hd Mar 22 #4

Our credit union, FDIC insured as long as Project 2025 keeps their hands off of that. Hope22 Mar 22 #5

Definitely don't want to be an alarmist but might want to check out Project 2025 on FDIC EverHopeful Mar 22 #6

I am currently doing a government money market fund anciano Mar 22 #7

Retirees need zero risk income producing investments. usonian Mar 22 #8

We went snowybirdie Mar 22 #9

CDs yield 4.35% for 1-3 months and down to 4.15% 5 years out. surfered Mar 22 #10

This message was self-deleted by its author surfered Mar 22 #11

In a similar position Bmoboy Mar 23 #12

Essentials - $2,800 keeps the lights on, buys groceries, puts gas in the cars, 3Hotdogs Mar 23 #13

CLIP is an ETF that indexes 3 and 6-month T-bills. Pays 4.97% GreatGazoo Mar 24 #14

Thx. I like the CLIP idea. 3Hotdogs Mar 24 #15

E-Trade, Schwab, all the usual ones GreatGazoo Mar 24 #16