Personal Finance and Investing

when I rolled my 401K into an IRA, I took the option of sticking a fair amount of my money in a Vanguard 2020 so-called "balanced" fund. Yes, I was excited when it went up $300 in a week, but I was much less than pleased when I pulled the plug a month later, and had a loss of about a thousand dollars.

Fuck index funds, I went back into the money market fund that I had used for the years when the 401K was being built up. And, lo and behold, at the end of 2018, when I went to look at the performance of Vanguard's most popular funds, the money market fund had outperformed every other fund they offered on that list.

If I had avoided this supposedly conservative fund, I would have an extra thousand bucks in my retirement account, but greed for a better return screwed me in the ass.