Consumer Advice

There are two things going on right now because it's the season to sign up/change your coverage. Lots of more or less reputable companies are advertising. Humana, Kaiser if you're on the west coast, Anthem/Blue Cross, etc.

Then there are others that go all year and have to be a scam. The only way I know to add money to your SS check is to drop out of medicare and stop paying for it out of your check. Then, they claim you can enroll in something for free that includes dental, vision, rides to appointments, home delivered meals. These are the ads that have the celebrities in them, such as Joe Namath and JJ Walker.

Do you honestly believe some company is going to add money to your SS check and then give you that all for free? Honestly? It has to be a scam. If you want to check it out, feel free, but be ultra careful.

I would also imagine you could call Tom Hartmann's show and ask about these. I think he's on top of what they are.

BTW I'm 73, not some know-it-all 30-year-old. I have SS and Medicare. I have Kaiser Senior Advantage and love it. However, I have really good coverage because I retired from there. I can't promise how great it would be for anyone else.