Canada

and they just don't cover that. Our medical system has been failing due to underfunding for years anyhow. For example, hip and knee surgeries basically considered "elective" for some reason and sometimes people have to wait for 2 years or more. And they won't do knees before a person is I think 60 or some ridiculous age even if they can't walk when they're 50.

Yes, there are always fundraising events going on, because even if the medical procedure is covered, the families are sometimes strapped if they are having to stay in another city for any length of time and can't work etc. The children's hospitals are usually in the biggest cities and the families can live 1,000 miles or more away so they have the choice of uprooting and staying with their sick kid who needs them, or working to feed the family and pay the mortgage. That happens alot, but communities are usually pretty good about helping out.