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Was there a redesign and engineering study of the beems that were holdong up 3 floor of load strengthen or modified to carry the added floors directly on those beems? If not, why not.

Was the inspection company inspecting based on the, I assume, approved plans? If those plans were approved and the company can show that they checked the work against teh plans then they are off the hook. If they didn't check them correctly against the plans they are liable.

It is really hard to blame a middle man for what appears to be errors made in planning.

I saw one good solution for the independent checkers. That would be the city picks the inspection service, not the builder.

I think some one decided to cheap out on the structural engineering needed to support a much greater load than the original beems were meant to carry. That might be true for all the beems below the new construction.