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Raftergirl

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36. I had to get a new CC because my airline card switched from Barclays to Citi. The switch will be automatic sometime

Sun Jan 11, 2026, 11:10 AM

18 hrs ago

in the next few months, but switching before December 31, 2025 earned 80k miles, if one charged $1000 in the first 3 months. So, I was proactive and did the switch myself. Already qualified for the 80k miles.

But, I had a credit limit of $36k and Citi only gave me $14k. I’m not happy even though I have never come close to using all my credit. At most my monthly is no more than $5k and normally between $1500-$2k. I put everything I can on this card. My credit score is 869 and interest rate on card is 19.4%.

Of course, I pay my card in full each month, so the interest rate doesn’t really matter to me.

I’m sure my credit limit will be slowly increased and if not I will call them in a few month and ask for it to be increased.

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I had to get a new CC because my airline card switched from Barclays to Citi. The switch will be automatic sometime Raftergirl 18 hrs ago #36

I never use a credit card any more, just a debit card when I need to order something online. CTyankee 12 hrs ago #37