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There is no requirement to "fully fund" the retirement for USPS.
USPS retirement benefits are either FERS or CSRS (the latter for those who were hired before 1984).
The USPS Inspector General described what was going on with the actual pension (annuity) - What is the debate about the Postal Service’s share of pension costs?
USPS OIG paper on the history - Postal Retirement Funds in Perspective: Historical Evolution and Ongoing Challenges
In a nutshell, the issue is that the postal service has to do their contributions from their own revenue (employees contribute per the percentages from CSRS or FERS).
The one financial killer was the pre-fund of health benefits mandate that occurred in 2006 under Shrub and THAT was repealed 3 years ago -
H.R.3076 - Postal Service Reform Act of 2022
Public Law No: 117-108 (04/06/2022)
Postal Service Reform Act of 2022
This bill addresses the finances and operations of the U.S. Postal Service (USPS).
The bill requires the Office of Personnel Management (OPM) to establish the Postal Service Health Benefits Program within the Federal Employees Health Benefits Program under which OPM may contract with carriers to offer health benefits plans for USPS employees and retirees.
The bill provides for coordinated enrollment of retirees under this program and Medicare.
The bill repeals the requirement that the USPS annually prepay future retirement health benefits.
Additionally, the USPS may establish a program to enter into agreements with an agency of any state government, local government, or tribal government, and with other government agencies, to provide certain nonpostal products and services that reasonably contribute to the costs of the USPS and meet other specified criteria.
The USPS must develop and maintain a publicly available dashboard to track service performance and must report regularly on its operations and financial condition.
The Postal Regulatory Commission must annually submit to the USPS a budget of its expenses. It must also conduct a study to identify the causes and effects of postal inefficiencies relating to flats (e.g., large envelopes).
The USPS Office of Inspector General shall perform oversight of the Postal Regulatory Commission.
Postal Service Reform Act of 2022
This bill addresses the finances and operations of the U.S. Postal Service (USPS).
The bill requires the Office of Personnel Management (OPM) to establish the Postal Service Health Benefits Program within the Federal Employees Health Benefits Program under which OPM may contract with carriers to offer health benefits plans for USPS employees and retirees.
The bill provides for coordinated enrollment of retirees under this program and Medicare.
The bill repeals the requirement that the USPS annually prepay future retirement health benefits.
Additionally, the USPS may establish a program to enter into agreements with an agency of any state government, local government, or tribal government, and with other government agencies, to provide certain nonpostal products and services that reasonably contribute to the costs of the USPS and meet other specified criteria.
The USPS must develop and maintain a publicly available dashboard to track service performance and must report regularly on its operations and financial condition.
The Postal Regulatory Commission must annually submit to the USPS a budget of its expenses. It must also conduct a study to identify the causes and effects of postal inefficiencies relating to flats (e.g., large envelopes).
The USPS Office of Inspector General shall perform oversight of the Postal Regulatory Commission.
Almost 20 years of that pre-fund nonsense drained much of their money and left them in a hole with respect to funding other stuff and it's a matter of digging out of that.
One new "practical" problem manufactured by the now-departed DeJoy's nonsensical "logistics", is this perfect example that I will offer that is happening now to me - I bought some boxes of fudge from James Candy Company (that makes Fralinger's candy like salt water taffy, etc., and has been in business in Atlantic City, NJ since the 1880s). AC is about 60 miles SE from Philadelphia and they always sent USPS, and it basically got trucked straight to Philly.
But NOW, here is my current tracking -
Moving Through Network
Departed USPS Regional Facility
PHILADELPHIA PA DISTRIBUTION CENTER
December 21, 2025, 6:35 am
Arrived at USPS Regional Facility
PHILADELPHIA PA DISTRIBUTION CENTER
December 19, 2025, 10:09 am
In Transit to Next Facility
December 19, 2025, 8:39 am
Departed USPS Regional Facility
JERSEY CITY NJ DISTRIBUTION CENTER
December 19, 2025, 7:38 am
Arrived at USPS Regional Facility
JERSEY CITY NJ DISTRIBUTION CENTER
December 19, 2025, 2:12 am
Departed USPS Regional Facility
STAMFORD CT DISTRIBUTION CENTER
December 19, 2025, 1:00 am
Arrived at USPS Regional Facility
STAMFORD CT DISTRIBUTION CENTER
December 18, 2025, 10:18 pm
Shipment Received, Package Acceptance Pending
ATLANTIC CITY, NJ 08401
December 17, 2025, 12:39 pm
Shipping Label Created, USPS Awaiting Item
ATLANTIC CITY, NJ 08401
December 17, 2025, 8:21 am
Departed USPS Regional Facility
PHILADELPHIA PA DISTRIBUTION CENTER
December 21, 2025, 6:35 am
Arrived at USPS Regional Facility
PHILADELPHIA PA DISTRIBUTION CENTER
December 19, 2025, 10:09 am
In Transit to Next Facility
December 19, 2025, 8:39 am
Departed USPS Regional Facility
JERSEY CITY NJ DISTRIBUTION CENTER
December 19, 2025, 7:38 am
Arrived at USPS Regional Facility
JERSEY CITY NJ DISTRIBUTION CENTER
December 19, 2025, 2:12 am
Departed USPS Regional Facility
STAMFORD CT DISTRIBUTION CENTER
December 19, 2025, 1:00 am
Arrived at USPS Regional Facility
STAMFORD CT DISTRIBUTION CENTER
December 18, 2025, 10:18 pm
Shipment Received, Package Acceptance Pending
ATLANTIC CITY, NJ 08401
December 17, 2025, 12:39 pm
Shipping Label Created, USPS Awaiting Item
ATLANTIC CITY, NJ 08401
December 17, 2025, 8:21 am
Highlighting = WTAF of sending the box FROM NJ, then TO CT, and then BACK to NJ again to get to Philly.
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