General Discussion

1st, we both had Humana, no monthly premiums, Dr. visits are free, yearly wellness visits free, you even get a 50.00 gift card of your choice for having the wellness exam, hubby gets all his many meds free because they are all tier one, he was in the hospital for a while with most everything paid for. Really good for us. Last year I switched to a different plan to avoid a high prescription deductible because my med is a tier 3, found a plan that had only a 150.00 deductible for my med, still no monthly premiums, everything is the same as the Humana plan, I added a Dental plan for 16.00 a month that pays for 2 cleanings and x-rays a year and also pays for fillings. Oh yeah, and Colonoscopies and mammograms are paid for, and 100.00 every 3 months to pay for over the counter items. We are in Ohio, not sure if that makes a difference.