General Discussion

Johnny2X2X

(24,255 posts)

12. I leave myself a little buffer

Wed Apr 8, 2026, 11:01 AM

16 hrs ago

But I do math, and have an auto transfer to my savings each paycheck, which then transfers to a HYSA once a month. So I am earning compound interest year round instead of the government using my money interest free. It's an extra $250+ a year for me.

But I realize some people have trouble saving because unforeseen bills pop up so this is not a valid option for many living paycheck to paycheck.

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Well, my tax refund is $1,000 more than last year... [View all] Septua 17 hrs ago OP

You should take it to a food bank TheProle 16 hrs ago #1

I plan to do that... Septua 16 hrs ago #7

I'm sure they'll manage to scrape up the pennies they gave me in that bill bigtree 16 hrs ago #2

This year Rebl2 16 hrs ago #3

I fully understand your position. Septua 16 hrs ago #8

Well I Rebl2 10 hrs ago #14

Didn't change anything for me. I still owed. EdmondDantes_ 16 hrs ago #4

If you're 65 or older it probably due.. surfered 16 hrs ago #5

It is. Septua 16 hrs ago #9

Stop loaning your government money Johnny2X2X 16 hrs ago #6

I leave it as is... Septua 16 hrs ago #10

I leave myself a little buffer Johnny2X2X 16 hrs ago #12

You overpaid on your withholding so fortunately, none. BannonsLiver 16 hrs ago #11

My modus operandi gladium et scutum 14 hrs ago #13

Ours was about $1,000 more too Omaha Steve 9 hrs ago #15

Ours was $89. Tbs, our income was up about $60k as H started collecting his SS and mine went up to half of his. Raftergirl 8 hrs ago #16

My wife and I are on a fixed retirement income PCB66 8 hrs ago #17