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A HERETIC I AM

(24,855 posts)
8. It doesn't
Fri Jan 9, 2026, 05:10 PM
Jan 9

And yes, you would have to refinance at a lower rate in order to benefit, but that depends on the individuals credit rating and other factors, obviously. It's not the magic wand he wants everyone to think it is.

Rule #1; Never take financial advice from a shitty businessman

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