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PikaBlue

(413 posts)

4. Not Just ACA premiums will be impacted

Reply to MineralMan (Original post)

Tue Dec 23, 2025, 01:11 PM

Tuesday

If a large number of ACA clients drop their insurance coverage due to cost increases, the pool of all participants shrinks. In order to recoup the lost revenue, insurers will most likely increase the premiums of workplace employment healthcare plans. Employers and employees will have to choose between more expensive healthcare premiums or reduced healthcare plan coverage. I just can't see insurance companies settling for a drop in profits.

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love_katz dalton99a Dixc

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Highlight:

January 1, 2026 is just over a week away. When it comes, though, [View all] MineralMan Tuesday OP

I'm with you on this. People will not only be pissed off, I think they will protest, if not revolt. This is huge. OLDMDDEM Tuesday #1

Exactly. I know that many have been counting on MineralMan Tuesday #3

Especially for people who are on auto-renew and auto-draft. dalton99a Tuesday #2

Right. Good Point. MineralMan Tuesday #5

Not Just ACA premiums will be impacted PikaBlue Tuesday #4

Yes, although that will take a little more time to hit. MineralMan Tuesday #8

So I'm guessing there's a reset on premiums if/when subsidies are reinstated? underpants Tuesday #6

The plan years begin on January 1. If you sign up for an ACA plan in January, MineralMan Tuesday #9

Okay thanks. underpants Tuesday #10

Yeah, if you're approaching retirement, you need to get an understanding MineralMan Tuesday #11

DURec leftstreet Tuesday #7

And with that... 2naSalit Tuesday #12

Yeah, I hear you. MineralMan Tuesday #13

I'm 77. murielm99 Tuesday #14