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3Hotdogs

(15,050 posts)

22. The problem is not with the product. The problem is the way the FINANCING of the product is structured.

Mon Dec 15, 2025, 05:09 PM

Dec 15

AI companies are selling the service and associated hardware. But they are loaning money to the purchasers to buy their product,

The purchasers will have to make/save enough money from the purchasers to repay the A.I. companies AND make a profit off of the product. One estimate is that it will take decades for all of this to shake out.

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fujiyamasan

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If You Have Investments in Anything Related to AI, Start Unloading Them. [View all] MineralMan Dec 15 OP

I work for a Multinational Corp. TBA Dec 15 #1

Just like the dot com bubble Dave says Dec 15 #6

The problem is not with the product. The problem is the way the FINANCING of the product is structured. 3Hotdogs Dec 15 #22

It's not the same gulliver Dec 16 #47

They also make hardware in addition to software Sympthsical Dec 16 #58

Lots of companies are integrating AI angrychair Dec 15 #40

This has been my firsthand experience as well. W_HAMILTON Dec 15 #44

My nursing school uses AI to teach Sympthsical Dec 16 #59

I also am old enough to remember the first time i saw the internet... W_HAMILTON Dec 15 #43

IBM and McDs couldn't make an AI menu system work consistently, I doubt others success uponit7771 Dec 16 #54

I entirely agree dickthegrouch Dec 15 #2

these doom and gloom financial predictions rollin74 Dec 15 #3

Everyone here thinks they're Michael Burry fujiyamasan Dec 15 #13

... cause this time circular financing without organic income is different this time? uponit7771 Dec 16 #61

AI, grok, crypto..................... Lovie777 Dec 15 #4

While I understand your point, I believe AI is more in the over-promised stage similar to right before the Dot.com artemisia1 Dec 15 #5

I agree Dave says Dec 15 #7

Partially right, IMO Happy Hoosier Dec 15 #8

21st century needs require 21st century tools.... anciano Dec 15 #9

Most of the junk you see isn't good quality ai jfz9580m Dec 16 #46

The valuations don't make much sense fujiyamasan Dec 15 #10

I'm more inclined to listen to my trained financial advisors. Gore1FL Dec 15 #11

The zillow dollar question is not if, CanonRay Dec 15 #12

AI has been around for a long time. LeftInTX Dec 15 #14

No. They are not interchangeable terms. Celerity Dec 15 #15

But it's used in common speech nowadays LeftInTX Dec 15 #20

It seems if many non-AI things are now being re-branded as AI Deminpenn Dec 16 #50

Same advice I always give: don't make financial decisions based on buy or sell advice from a DU poster. onenote Dec 15 #16

Yes, I've been here for decades fujiyamasan Dec 15 #29

If I took investing advice here, I would have sold everything years ago and hid it in a mattress somewhere MichMan Dec 16 #52

I completely agree about your assessment of Crypto currency Buddyzbuddy Dec 15 #17

Like it or not, AI has a solid function in business Mr.WeRP Dec 15 #18

Who has money to invest? ThreeNoSeep Dec 15 #19

Well, A.I. has destroyed my profession entirely already. OldBaldy1701E Dec 15 #21

I'll have you know that I've invested heavily in crypto Orrex Dec 15 #23

LOL! MineralMan Dec 15 #25

Yeah, but with hotels!!?!?! dutch777 Dec 15 #31

Whoa--easy there, moneybags! Orrex Dec 15 #38

The problem here isn't whether AI (I hate that name, its so false) will exist into the future, it will Cheezoholic Dec 15 #24

There is chatter about how the " large language model" isn't the right one Klarkashton Dec 15 #26

Not Quite Metaphorical Dec 15 #37

Correct, too much hallucinating uponit7771 Dec 16 #55

You're right. I'm going straight into scratch lottery tickets underpants Dec 15 #27

I didn't buy Micron at 12 cents in 1984 bucolic_frolic Dec 15 #28

Yep, people coming out of Forest Gump likely thought they "missed the boat" with Apple in 1994 fujiyamasan Dec 15 #30

We started getting into Nvidia about three years ago Sympthsical Dec 16 #63

Good call on nvdia fujiyamasan Dec 16 #64

Yeah, we've been conservative Sympthsical Dec 16 #65

I think for some of us in our forties we became particularly risk averse after the Great Recession fujiyamasan Dec 16 #66

Exact same here Sympthsical Dec 16 #67

The fake-looking generated art and chatbots are but a sliver of what AI is and can do TheProle Dec 15 #32

I've been saying this on Linked In Metaphorical Dec 15 #33

The big money return in crypto is::: Norrrm Dec 15 #34

AI works for some things Diraven Dec 15 #35

"It is not really intelligent and has no ability to truly create anything." dedl67 Dec 15 #36

Agree.... anciano Dec 15 #39

doubtful. WarGamer Dec 15 #41

Yes, Gemini 3 is impressive and much faster than before fujiyamasan Dec 15 #42

This is from Gemini itself uponit7771 Dec 16 #60

there are certain things I WILL NOT use AI for... WarGamer Dec 16 #68

It's fucking boring and it makes the people who use it fucking boring. hunter Dec 16 #45

AI is changing the world for the better gulliver Dec 16 #48

Remember how computers were going to reduce the amount of paperwork we suffered... hunter Dec 16 #51

Now do hallucination rate uponit7771 Dec 16 #56

I think that's a bit starry-eyed Happy Hoosier Dec 16 #62

Sell Ford and buy Jeremiah Buggy stock.....1912 Melon Dec 16 #49

Right now Fords engine doesn't work like they said it does, of course sell Ford uponit7771 Dec 16 #57

Cryptocurrency is literally hot air. Qutzupalotl Dec 16 #53