Veterans

RGinNJ

(1,027 posts) Fri May 15, 2015, 08:56 AM May 2015

Have any of you used USFHP for your health insurance?

I retired from the Navy in 1999 and have always used TriCare Prime, but I recently moved away from a close base. It looks like USFHP may be a good alternative but would like some feedback. Thanks in advance.

6 replies

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Have any of you used USFHP for your health insurance? (Original Post) RGinNJ May 2015 OP

Doesn't Tricare cover care by civilian providers? pinboy3niner May 2015 #1

Yes but only by referral. I need a primary care doc. RGinNJ May 2015 #2

You need a military referral? pinboy3niner May 2015 #3

Not always from the military but TriCare pays so little most civilian docs won't take it. RGinNJ May 2015 #5

Yes diddlysquat May 2015 #4

I suffer from Cluster Headaches, I live on the NJ shore and my neurologist is in Philadelphia RGinNJ May 2015 #6

pinboy3niner

(53,339 posts)

1. Doesn't Tricare cover care by civilian providers?

Reply to RGinNJ (Original post)

Fri May 15, 2015, 09:06 AM

May 2015

I'm not clear on why living near a base or not would be a factor.

RGinNJ

(1,027 posts)

2. Yes but only by referral. I need a primary care doc.

Reply to pinboy3niner (Reply #1)

Fri May 15, 2015, 09:12 AM

May 2015

Also no doctors in my area accept TriCare but they will take USFHP.

pinboy3niner

(53,339 posts)

3. You need a military referral?

Reply to RGinNJ (Reply #2)

Fri May 15, 2015, 09:24 AM

May 2015

I'm not up on Tricare, haven't used it in decades. My wife used it (even when we were separated and I signed papers to ensure her continuing coverage). Pardon my ignorance, my brain is still in the old CHAMPUS system. Am I old or what?

RGinNJ

(1,027 posts)

5. Not always from the military but TriCare pays so little most civilian docs won't take it.

Reply to pinboy3niner (Reply #3)

Fri May 15, 2015, 09:33 AM

May 2015

diddlysquat

(1,156 posts)

4. Yes

Reply to RGinNJ (Original post)

Fri May 15, 2015, 09:27 AM

May 2015

My 91 year old mother has this insurance and I have gotten to know it intimately. The only drawback to it that I can see is that you are limited to certain doctors who are spread all over our area (Seattle). There is only ONE orthopedic doctor for all the people on this plan in the Seattle area. That alone amazed me. However, she pays almost nothing and gets a lot from it. Their hospice program is amazing. Just be prepared to drive to many different places to access their limited doctors.

RGinNJ

(1,027 posts)

6. I suffer from Cluster Headaches, I live on the NJ shore and my neurologist is in Philadelphia

Reply to diddlysquat (Reply #4)

Fri May 15, 2015, 09:37 AM

May 2015

so I am used to the road. However under USFPS my new Primary Doc is at the end of my street, so that would be nice.

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