call your congressman and ask for help.

Veterans helping Veterans, or a fraternity such as AmVets or VFW.
These organizations helped me a ton when I was alone with LilBit.

Good Luck
Koz

Will definitely check it out
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for help from VA.
Just adding to kozar's good advice.

If not, call the county Bar Association and ask for referrals for an Elder Law attorney. He needs to make sure the "t"s are dotted and the "I'd are crossed. There was a case in my town where the person was making payments and thought things were under control. They weren't.

She ended up losing the house and in response, she set it on fire.

The tax lien is more important than the mortgage. If this looks like it is going to "go south," put it on the market as soon as possible, before foreclosure.

Last edited Mon May 20, 2024, 05:57 PM - Edit history (1)

Once they dug into the details, they discovered the house was set to be auctioned off. They had no idea Nana was so behind on payments and taxes. Lawyers were hired by the estate to renegotiate and my friend is basically paying 150% of the new mortgage amount every month for 18 months and then everything will be back on track (ends in Nov, thank goodness).

He’s been paying the back taxes off on a negotiated timetable, also. Another thing we need to look into is the fact that vets on disability are exempt from property tax, but since the debt is from his Grandmother, these back taxes aren't exempted. That smells fishy to me. Hoping to somehow get that money refunded. For now, he's just paying according to the arrangements out of fear of losing the house. It was close.

These financial issues are a big contributor to how bad his living situation has gotten. He's been overwhelmed. So grateful he had the courage to ask for help. And angry at myself for not realizing he was having such a rough time.

Thank you
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if eligible. A physical test will decide no matter the disability rate.
Did it all with my Dad.

I didn't even think of a stair lift. Will definitely look into that.
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It may depend on whether your friend’s disability is service related, although an exception to that basic eligibility requirement may be made for what is called a “catastrophic diagnosis”, which is what my sweetheart had.

Our Central Air went out last summer. We'd been suffering through 100+ degree days with high humidity, and after installing a used A/C in the family room for us, my friends contacted our Center on Aging and discovered there was a program through them that could help us. We had to avow we were going to stay in the house for at least the next year, verify our income level and ages. But the upshot is they got us a whole new HVAC (is that what it's called?) and we didn't have to pay anything... not for the unit, nor for the labor or installation. They even hauled the old one away for us. I think it was a state benefit for older people, administered through Council on Aging. But that could be an alternative for you to check, if the VA doesn't have anything that fits...

And let me tell you, that Stair Lift is a life saver! We had one at the house where we lived before buying our current home. I loved it! It made getting upstairs so much easier, especially when you had a basket of laundry, etc...

Good luck!

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