Dave Ramsey and class structure.

I have been listening to D.R. for several months. It's interesting, kind'a like a financial reality show.

Sometimes, I even learn something.

Anyway, one of the features, is the "Debt Free Scream." Peeps get to announce to the listening world that they have paid off all their debts. That's great. Then, Dave asks how much they paid off, how long it took and their annual income.

It struck me, in the several months I have been listening, I can't recall any Debt Free-er earning less than $60k.

I agree that people earning less than 60K can learn and benefit from the basic advice; avoid credit, spend wisely and work hard to pay off debt. But I wonder if the economic class structure is such that most low income earners can't ever get out of debt if they are already in debt.