Today, in our second Gilded Age, more and more people are finding their path to the American Dream blocked. When Americans face unaffordable education, lack of accessible healthcare, or affordable housing, they aren't just disadvantaged – they're trapped. Often burdened by massive debt. They have no stable foundation to build their lives. They watch desperately, running in place, working as hard as they can, while life simply passes them by, without even the freedom to choose their own lives.

They don't have time to build a career. They don't have time to learn, to improve. They don't get to start a business. They can’t choose where their kids will grow up, or whether to have children at all, because they can’t afford to. Here in the land of opportunity, the pursuit of happiness has become an endless task for too many.

We are denying people any real chance of achieving the dream that we promised them – that we promised the entire world – when we founded this nation. It is such a profound betrayal of everything we ever dreamed about. Without a stable foundation to build a life on, our fellow Americans cannot even pursue the American Dream, much less achieve it.

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And social security payments didn't exactly go up 74%

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In his 1967 book Where Do We Go From Here: Chaos or Community, Martin Luther King Jr made the moral case for a form of UBI, Universal Basic Income. King believed that economic insecurity was at the root of all inequality. He stated that a guaranteed income — direct cash disbursements — was the simplest and best way to fight poverty.