What Richard Cordray built, President Trump is remodeling drastically

WASHINGTON - Things have gotten personal.

President Donald has been reversing Obama White House policies since the moment the former real estate tycoon took office last year. But rarely was there personal criticism directed from this White House to the former department heads and agency directors.

But from the lips of Trump to the computer keyboard of his budget director, Mick Mulvaney, leading Republicans have now personally blamed one Obama appointee - Richard Cordray - for representing so much of what they are trying to change.

Technically speaking, Mulvaney did not use Cordray's name in an "all hands" memo last week to the staff of the Consumer Financial Protection Bureau, or CFPB, which the budget chief has been running on an interim basis since Cordray's November resignation. (See the full memo at the bottom of this article.)

But by pointedly stating his philosophical and enforcement differences from those of "my predecessor," by paraphrasing and attempting to quote that predecessor, and by spelling out dramatic change, Mulvaney made it clear.

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